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SIP Calculator
Last updated: September 2026
The EasyTP SIP Calculator helps you estimate the future value of your mutual fund SIP investments. Enter your monthly investment amount, expected annual return, and investment period to calculate total investment and estimated maturity value. This tool is designed for planning purposes only.
How SIP Calculator Works
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. The SIP calculator estimates the future value of your investments based on monthly contribution, expected return rate, and investment duration.
SIP Calculation Formula
The SIP maturity value is calculated using the following formula:
FV = P × [ ( (1 + r)n − 1 ) / r ] × (1 + r)
- P = Monthly SIP amount
- r = Monthly rate of return
- n = Number of months
How to Use the SIP Calculator
- Enter your monthly SIP investment amount.
- Enter the expected annual return percentage.
- Enter the investment period in years.
- Click on “Calculate SIP” to see total investment and estimated maturity value.
Benefits of SIP Investment
- Encourages disciplined investing
- Takes advantage of compounding over time
- Reduces market timing risk
- Suitable for long-term financial goals
Disclaimer
The SIP return calculations shown above are estimates based on the expected rate of return entered. Actual mutual fund returns may vary depending on market conditions, fund performance, expense ratios, and other factors. This calculator is for informational purposes only and should not be considered investment advice.